Terms of service

[Effective as of January 29, 2026]

The getacregold.com website and its associated services and content (collectively "Website") is owned and operated by Shuttle Finance, Inc. (DBA Acre)("Acre," "our," "we" or "us"), a California corporation. By using, placing an order for products through the Website, you agree to the terms and conditions set forth below in this Terms of Use Agreement ("Agreement"). This Agreement is made by and between Acre and you, personally and, if applicable, on behalf of the entity for whom you are using the Website ("you" or "your"). This Agreement governs your use of the Website and the products and services we offer on the Website, including making purchases from Acre and placing orders with Acre. If you do not agree with the terms and conditions of this Agreement, you are expressly prohibited from using the Website and must discontinue your use immediately.

THIS AGREEMENT APPLIES TO ALL ORDERS, PURCHASES, AND SALES, WHETHER MADE VIA THE WEBSITE OR OTHERWISE. BY USING THE WEBSITE, YOU REPRESENT AND WARRANT, WITHOUT LIMITATION, THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO THE TERMS OF THIS AGREEMENT. IF YOU DO NOT UNDERSTAND OR DO NOT AGREE TO BE BOUND BY AND COMPLY WITH THE TERMS OF THIS AGREEMENT AND ANY OTHER SUPPLEMENTAL TERMS, DISCLOSURES, AND DISCLAIMERS, YOU MUST IMMEDIATELY LEAVE THE WEBSITE. Acre STRONGLY ENCOURAGES YOU TO PRINT A COPY FOR FUTURE REFERENCE.

WE RESERVE THE RIGHT TO MAKE CHANGES TO THIS AGREEMENT AT ANY TIME AND YOU AGREE THAT WE MAY CHANGE THE TERMS AT ANY TIME. YOU AGREE FURTHER THAT WE MAY MAKE CHANGES TO THE WEBSITE AT ANY TIME IN OUR SOLE DISCRETION, FOR ANY REASON OR NO REASON AND WITHOUT PRIOR NOTICE TO YOU. YOU AGREE THAT IF YOU CONTINUE TO USE THE WEBSITE AFTER WE HAVE POSTED A CHANGE TO THIS AGREEMENT, THEN YOU ARE BOUND BY THE MOST RECENT VERSION OF THIS AGREEMENT.

By purchasing from or ordering from Acre, whether through the Website or otherwise, you are subject to all terms, policies, rules, restrictions, obligations, representations, and warranties, with which you hereby agree to comply.

Because this Agreement contains legal obligations, please read them carefully.

IMPORTANT NOTICE REGARDING ARBITRATION: THIS AGREEMENT CONTAINS A BINDING ARBITRATION PROVISION AND CLASS ACTION WAIVER IN THE "RESOLUTION OF DISPUTES" SECTION BELOW. BY AGREEING TO THESE TERMS, YOU AGREE TO RESOLVE DISPUTES THROUGH INDIVIDUAL ARBITRATION AND WAIVE YOUR RIGHT TO PARTICIPATE IN CLASS ACTIONS.

Please direct any legal questions regarding this Agreement to:

info@getacregold.com

Ownership of Website and License

Acre provides an interactive service that allows visitors and users to purchase physical bullion, such as gold, online. Acre provides high quality 24-karat Swiss gold bars to its customers through a subscription-based accumulation program, working closely with mints and distributors.

The Website and related content on the Website should not be considered complete or up to date. Your reliance upon any information provided by Acre, Acre's contractors and employees, others appearing on the Website at invitation by Acre, or other visitors or users of this Website is solely at your own risk. You understand that Acre is not obligated to provide any maintenance, technical or other support for the Website.

You acknowledge and agree that Acre is the owner of, or has rights in and to, the Website and its associated content, including but not limited to all intellectual property rights inherent therein. The Website is protected by all applicable laws, intellectual property or otherwise, and you are expressly prohibited from using the Website for any purposes not explicitly stated in this Agreement. Specifically, and except where otherwise allowed under this Agreement, you are prohibited from framing, scraping, aggregating, hacking, reverse engineering, crawling, reproducing, preparing derivative works of, distributing, performing publicly, or displaying publicly the Website, whether in whole or in part, without the prior written consent of Acre.

Acre hereby grants you a limited, non-exclusive, non-sublicensable, royalty free, non-assignable, and revocable license to use the Website for its customary and intended purposes. Violation of the terms of this Agreement or use of the Website for a use outside of its customary and intended purposes, such as, but not limited to downloading (other than page caching) or modifying the Website or any portion of it will result in the termination of this license.

Absent prior written permission from Acre, you are not permitted to reproduce, prepare derivative works, distribute copies, perform, display, or use for commercial purposes the Website or its content. This license is revocable at any time, and any rights not expressly granted herein are reserved to Acre.

Trademarks

All trademarks, common law or registered trademarks, displayed on this Website are the property of their respective owners. Specially, all Acre marks are the property of Acre, including, but not limited to Acre® and all Acre logos. The Website, including its look and feel, color selections, layout, and arrangement, is the trade dress of Acre. You are prohibited from using Acre's trademarks, service marks, and trade dress, or any colorable imitation thereof, to indicate the source of, sponsorship of, approval of, affiliation with, connection with, or association with your goods or services without the prior written consent of Acre.

Account Registration; Order Policies and Procedures; Fraud

Account registration and use of the Website is free. You may search, view, and purchase products from this Website as a guest, without registering for an account. If you choose to register an account and create a User Profile, complete the required information. When creating an account, placing an order, or using the Website, you are agreeing to receive email and/or text notifications. By providing your mobile phone number, you expressly consent to receive text messages from Acre regarding your orders, account, and subscription status. Message frequency varies. Message and data rates may apply. You may opt out of text messages at any time by replying STOP. Your consent to receive text messages is not required as a condition of purchase. You can opt out of email notifications at any time by clicking the unsubscribe link in any email.

We may request that you submit certain personally identifiable information about yourself, including, but not limited to your first and last name, company, email address, telephone number, mailing address, billing address, shipping address, country of residence, credit card type, credit card number, credit card expiration date, and credit card security code. We may also gather certain types of non-personal information about your visit to protect the security of our members, the Website, or to make our products and services more beneficial to you. All information gathered from you by us will be governed by our Privacy Policy, which is hereby incorporated into this Agreement by reference. In the event of a conflict between the terms and conditions set forth in this Agreement and our Privacy Policy, the terms of the Privacy Policy will control.

You have a duty to ensure that the information that you provide through your account is truthful, current, complete, and accurate. You understand and agree that you have an ongoing duty to update and keep current the information provided through your account if and when that information changes. You are expressly prohibited from creating an account that impersonates another person, contains offensive or obscene language, or otherwise violates the rights of a third party. You expressly agree that you will not use your account to interfere with or disrupt a third party's enjoyment and use of the Website. Acre reserves the right to restrict access to, monitor, suspend, disable, or delete your Account at any time, in its sole discretion, and without prior warning.

You agree to keep your account secure from unauthorized access. You will log in using your account password. You should not to reveal your password to others. You agree that you alone are responsible for your account and all associated User Profiles. You accept full responsibility for any and all use of your account, whether authorized or unauthorized. In the case of unauthorized access to your account, you agree to contact Acre immediately. You agree to hold harmless and indemnify Acre for any damages that arise out of or in relationship to the use of your Account.

By creating an Account, you agree that Acre, and its designees and agents, may contact you by any available means, including, but not limited to, by phone, by text message, and by email.

You may make purchases from and place orders with Acre only in accordance with this Agreement and accompanying policies and procedures. Upon placing an order with Acre, you have entered into a binding and legally enforceable agreement. Prices and availability are subject to change, without notice.

When placing a buy it now order on the Website, the price at which your order is submitted is the guaranteed price. An "order number" will subsequently be forwarded to you via email. Your credit card information is required to guarantee all orders.

A completed order is denoted by successful payment processing.

If any order is in error, due to Acre's fault or otherwise, we reserve the right to cancel the order.

Acre is not responsible or liable for products that are lost or damaged in transit, whether being shipped to or from Acre. Packages that arrive damaged to our facility will be rejected.

Without limiting any other legal or equitable rights and remedies that may be available to Acre, in the event of any failure by you to comply with this Agreement, Acre may suspend or terminate your account. The suspension or the termination of your account shall not affect your obligations as set forth in this Agreement.

Additional terms, including, without limitation, prices, payment methods, refund and cancellation policies, and exchange policies may be posted from time to time on the Website.

We reserve the right, but undertake no obligation, to actively report and prosecute actual and suspected credit card fraud. We may, in our discretion, require further authorization from you such as a telephone confirmation of your order and other information. We reserve the right to cancel, delay, refuse to ship, or recall from the shipper any order if fraud is suspected. We capture certain information during the order process, including, without limitation, information that will be used to locate and identify individuals committing fraud. If any Website order is suspected to be fraudulent, we reserve the right, but undertake no obligation, to submit all records, with or without a subpoena, to all law enforcement agencies and to the credit card company for fraud investigation. We reserve the right to cooperate with authorities to prosecute offenders to the fullest extent of the law.

Payment Options

Acre requires that all payments be made via credit card or debit card. Depending upon the amount of an order, Acre reserves the right to request additional documentation for certain credit card orders. By choosing to pay with a credit or debit card, you expressly authorize Acre to authorize and capture your credit card payment prior to shipment.

Credit/Debit card payment for products purchased through the Website are processed through a third-party payment processor. You understand and agree that a $0.01 charge may temporarily appear in your pending transactions when you process an order through Acre's third-party payment processors. This temporary charge will be voided. Acre will not be held liable for any overdraws that may occur as a result of the $0.01 charge. You agree that you are solely responsible for paying all applicable taxes, duties, levies, or charges imposed by any governmental entity anywhere in the world in connection with your use of the Website and/or purchase of services through the Website to that applicable governmental entity. You understand and agree that Acre will not be held liable for any user's failure to complete a transaction entered into through the Website.

Acre expressly reserves the right to refuse or cancel any order, for any reason, at its sole discretion, regardless of payment method and price confirmation.

Payment Instructions

Acre will issue payment confirmation to you via email following completion of your order.

Acre Gold Subscription Program

IMPORTANT: THIS SECTION DESCRIBES AN AUTOMATIC RENEWAL/CONTINUOUS SERVICE SUBSCRIPTION. PLEASE READ CAREFULLY.

Acre Gold offers a subscription-based precious metals accumulation program ("Subscription Program") that allows you to accumulate 24-karat Swiss gold bars through recurring monthly payments. By enrolling in the Subscription Program, you authorize recurring monthly charges to your payment method until your accumulated balance reaches the redemption threshold for physical gold delivery, or until you cancel your subscription.

Automatic Renewal Terms: Your subscription will automatically renew and your designated payment method will be charged on a recurring monthly basis until you cancel or your accumulated balance reaches the threshold for gold bar delivery. Your subscription WILL CONTINUE AND YOU WILL BE CHARGED AUTOMATICALLY each month unless you take action to cancel.

Subscription Enrollment: When you enroll in the Subscription Program, you select a monthly payment amount and authorize Acre to charge your designated payment method on a recurring basis. Your payments accumulate toward the purchase of physical gold, which will be shipped to you upon reaching the applicable threshold. By enrolling, you provide your AFFIRMATIVE CONSENT to these automatic renewal terms.

Subscription Pricing: The monthly subscription amount you select at enrollment will be charged to your payment method each billing cycle. The price of gold fluctuates with market conditions; your accumulated subscription payments are applied toward the purchase price of gold at the time your balance reaches the redemption threshold, not at the time of each individual payment. If there are any changes to your subscription pricing, we will notify you via email at least seven (7) days before the change takes effect, and you will have the opportunity to cancel before the new price applies.

Post-Transaction Acknowledgment: After you enroll in the Subscription Program, you will receive an email confirmation that includes: (a) the subscription terms, (b) the monthly amount to be charged, (c) the billing frequency, and (d) instructions for how to cancel. Please retain this email for your records.

Annual Reminder: In accordance with California law, we will send you an annual reminder notice that includes your subscription terms and cancellation instructions.

Subscription Cancellation: You may cancel your Acre Gold subscription at any time through one of the following methods:

(1) Online: Log into your account at getacregold.com and use the cancellation feature in your account settings. A direct "Cancel Subscription" option will be available.

(2) Email: Send a cancellation request to info@getacregold.com.

Cancellation is designed to be as easy as the method you used to subscribe. Upon cancellation of your subscription prior to shipment of your gold:

(a) Requests made within 120 days of your most recent payment: You may receive a refund to your original payment method, less a $20 cancellation fee and payment processing fees (approximately 3% of the refunded amount).

(b) Requests made after 120 days from your most recent payment: Due to card network rules established by Visa, Mastercard, American Express, and other payment networks, we cannot issue refunds to your original payment method after 120 days. You may receive store credit or apply your accumulated balance toward a future subscription or purchase.

Accumulated Balance: Upon cancellation, any accumulated balance may be applied as store credit or used toward a future subscription. Accumulated balances do not earn interest.

Cancellation Policy

Once you have placed an order with Acre you have entered into a binding legal agreement, and cannot cancel the confirmed order. However, after your confirmed order has been placed, prior to it being shipped, the confirmed Purchase Price ("Purchase Price") may be offset (product sold back to Acre) at Acre's current Asking Price ("Asking Price") on the day that we receive your written request for such an offsetting transaction. Credit/debit card orders may not be offset 24+ hours following the time of order creation.

All order offset requests must be made during normal business hours, Monday-Friday, 9:00 AM to 5:00 PM Pacific Time. Acre reserves the right, in its sole discretion, to permit cancellation and/or offsetting your order.

Offsetting orders may be approved via email, at which time Acre shall provide you with a cancellation confirmation and the total Market Losses and fees. Offsetting orders are subject to our market loss policy, described below. As applicable, the difference between the Purchase Price and the Asking Price will determine the fee. In the event of a confirmed cancelled order, you expressly authorize Acre to automatically bill the credit or debit card on file for the difference between the Purchase Price and the Asking Price. Alternatively, in the event that your credit or debit card is denied, Acre reserves the right to invoice you, in which case, you expressly agree to pay the amount due, in full, within ten (10) business days. Future orders are not permitted unless and until any cancellation and other related fees are paid in full. Any and all market gains on cancellations shall belong solely to Acre.

For cancelled/offsetting orders, the difference between the Purchase Price and the Asking Price will be charged. After Acre has shipped the product, the order is final and cannot be canceled. If you refuse shipment the product will be returned to us and you can either pay to have it reshipped or accept Market Loss fees upon return. Acre reserves the right to refuse or cancel an order for any reason or for no reason at all, regardless of payment method or price confirmation, including without limitation, for orders Acre deems questionable or suspicious, for orders Acre deems to be a significant risk, when the confirmed price is incorrect, for abrupt movements in the precious metals market, and/or when Acre does not receive payment within the allotted timeframe.

Acre is not responsible for pricing or typographical errors and expressly reserves the right, in its sole and absolute discretion, to cancel any and all orders placed with respect to such items. In the event of a cancelled order Acre will contact you directly with notification of the cancellation.

IMPORTANT - 120-Day Refund Window: Due to card network rules established by Visa, Mastercard, American Express, Discover, and other payment networks, all refunds to your original payment method must be requested within 120 days of the original transaction date. After 120 days from the date of payment, refunds cannot be processed to your original payment method under any circumstances. In such cases, refunds may only be issued as store credit at Acre's sole discretion. This limitation is an industry-wide standard enforced by credit card networks and applies to all transactions regardless of the reason for the refund request.

Return Policy

All sales of physical gold products are final once shipped. We do not accept returns or issue refunds for gold bars or other precious metals that have been delivered, as the value of these products fluctuates with market conditions.

Acre Gold merchandise (shirts, hoodies, hats, and similar branded items) are returnable for an exchange of size or design only. You must contact us to request exchange authorization within five (5) days from the date of receipt as indicated by tracking history.

Damaged or Defective Products: If your gold arrives damaged or is not as described, contact us within seven (7) days of delivery at info@getacregold.com. We will arrange a replacement or, at our discretion, a refund. Acre will replace defective or damaged products regardless of how much time has passed since your original payment. If you prefer a refund instead of replacement and more than 120 days have passed since your original payment, any refund will be issued as store credit due to card network limitations.

Refund Limitations: Due to card network rules established by Visa, Mastercard, American Express, and other payment networks, all refunds to your original payment method must be requested within 120 days of the original transaction. After 120 days, refunds can only be issued as store credit. This is an industry-wide limitation enforced by credit card networks and not a policy we control.

Acre Market Loss Policy

Upon issuance of an order number following a purchase from Acre, the price is guaranteed and you may not cancel the transaction. The transaction may only be offset at Acre's current asking price. If your item is cancelled, you are responsible for any deficit between the price at which Acre sold the item to you and the offsetting purchase price. As set forth above, all cancellations are subject to our market loss policy. Market gains on cancellations or returns shall remain the property of Acre.

Without limiting any other legal or equitable rights and remedies that may be available to Acre, Acre may elect to apply any and all of your funds in its possession to satisfy your monetary obligations and/or may offset any obligations that Acre may have to you. Acre also reserves the right, in its sole and absolute discretion, to apply any/all funds in its possession toward the satisfaction of your obligations to Acre.

Shipment

Although most orders ship within 7-14 business days, in extreme circumstances shipment may take up to one hundred twenty (120) days from completed payment, depending upon product availability and market conditions. Applicable taxes, as well as shipping and handling charges are not reflected. You are fully responsible for applicable taxes, and shipping and handling charges. Acre fully insures all its shipments. Should anything happen while your package is in transit to you it will be covered by our insurance policy.

Acknowledgment of Shipment Timing and Refund Limitations: You acknowledge that due to the nature of precious metals accumulation and market conditions, some orders may ship near or after 120 days from your original payment date. Due to card network rules established by Visa, Mastercard, American Express, and other payment networks, refunds to your original payment method are only available within 120 days of payment. If your order ships near or after 120 days and there is an issue with your shipment, any remedy will be provided as a replacement product or store credit only, not as a refund to your original payment method. By placing an order, you accept this limitation.

However, we will not accept responsibility if you have left instructions with any carriers or delivery service to leave parcels unattended for you or if you have given them instructions to forward your package or leave your package with a third party. When we ship to you, if metals are lost or damaged in transit, Acre assumes responsibility to pursue any claim with the insurance company; provided, however, you agree to cooperate with us in filing a claim for damaged/lost merchandise in any manner we may reasonably request, including the signing of an Affidavit stating the circumstances surrounding the damaged/lost merchandise. If we determine the package is lost or damaged, we will file a claim. Once the claim is filed, we reserve the right to re-ship your items or refund your money at our discretion.

Please note that Acre will not be responsible for reimbursements or insurance claims on packages that are successfully delivered as addressed. Our liability and insurance ceases the moment the package is marked as delivered by the carrier at the specified delivery address. Any issues or problems with a shipment MUST be reported within 7 calendar days of the delivery date as shown in tracking, else Acre may have to refute any claims.

In the event that a package becomes lost in transit, it is your responsibility to notify Acre of such within seven (7) calendar days of the anticipated delivery date. While Acre will make reasonable efforts to locate the package, Acre will not be held liable for packages lost in transit without notice within seven (7) calendar days of the anticipated delivery date. You are solely responsible for any packages, along with the contents and monetary value thereof, that are lost in transit without notification to Acre within seven (7) calendar days of the anticipated delivery date.

International Sales

Acre Gold ships to select international destinations including Canada, United Kingdom, Germany, France, and other countries at our discretion. By placing an international order, you acknowledge and agree to the following:

Import Responsibilities: You are the importer of record and are solely responsible for compliance with all laws and regulations of your destination country. This includes payment of any import duties, taxes, customs fees, brokerage fees, or other charges imposed by your country's customs authorities or carriers. Acre Gold is not responsible for delays or additional costs resulting from customs clearance.

Shipping Rates: International shipping rates are calculated at checkout based on destination and order value. For Canada, shipping is approximately $27.50 USD for a single bar and $47.50 USD for two to four bars, plus estimated duty of approximately $8.75 USD per shipment. All international shipping rates and duties are subject to change based on carrier rates and applicable customs regulations.

No Withdrawal Right for Gold: Because the price of gold fluctuates based on global commodity markets, your purchase is exempt from cooling-off or withdrawal rights that may otherwise apply to distance sales in your jurisdiction, including but not limited to the EU Consumer Rights Directive (2011/83/EU) and UK Consumer Contracts Regulations 2013.

Investment Gold VAT Status: Our 24-karat Swiss gold bars qualify as "investment gold" under EU and UK tax regulations and are generally exempt from Value Added Tax (VAT) upon import. However, Acre Gold makes no guarantees regarding the tax treatment of your purchase, and you should consult your local tax authority or customs office for guidance specific to your situation.

Freight Forwarding Prohibited: We cannot ship to freight forwarding addresses (including Vpost). If a freight forwarding address is used, all risk of loss or damage transfers to the customer upon delivery to that address. A valid phone number is required for all international orders.

Currency: All prices are quoted and charged in US Dollars (USD). Any currency conversion fees charged by your bank or payment provider are your responsibility.

Delivery Risk: Title and risk of loss pass to you upon delivery to the carrier at our facility. We insure shipments during transit, but our coverage ceases upon delivery confirmation by the carrier.

Risks Associated with Precious Metals

All transactions in precious metals involve risk. The value of gold is affected by many economic factors, including, without limitation, the current market price, perceived scarcity, and other factors such as quality, current demand, and general market sentiment.

Because precious metals can go down in price as well as up, gold may not be suitable for everyone. Because all investments, including precious metals, can decline in value, you should understand them well and have adequate cash reserves and disposable income before considering such an investment.

Like many markets, the precious metals market is speculative and is largely unregulated.

The prices for precious metals will fluctuate throughout the day. If you are considering purchasing precious metals, you should assess the stability of the current market.

Acre Gold encourages you to discuss investments in precious metals and the associated benefits and risks with your financial advisor.

Export Compliance

Each product that Acre sells is subject to all United States export laws. Therefore, no products may be exported or re-exported into, or to a national or resident of, Cuba, Iran, North Korea, Syria or any country to which the United States has embargoed goods. Additionally, no products may be exported or re-exported to anyone on the United States Treasury Department's list of specially designated nationals or the United States Commerce Department's Table of Denial Orders.

User Generated Content

Acre may provide you with the ability to submit user generated content to the Website, which may include but is not limited to product reviews. Except as otherwise licensed herein, you own all rights in and to your User Generated Content. User Generated Content may be hosted, shared, and/or published as part of the Website's associated services. User Generated Content posted to public areas of the Website, including as product reviews, will be publicly visible to all visitors of the Website. You expressly acknowledge, however, that Acre does not guarantee any confidentiality with respect to any submissions of your User Generated Content.

By submitting User Generated Content to the Website, you grant Acre a non-exclusive, irrevocable, royalty free, worldwide, and perpetual license to use your User Generated Content for the customary and intended purposes of the Website and any purpose related thereto, including, without limitation, to reproduce, prepare derivative works, distribute copies, perform, sell, display, research, and use any of the User Generated Content. These purposes may include, but are not limited to, providing you or third parties with the Website or its associated services, improving the Website or its associated services, and archiving or making backups of the Website. You agree to waive all moral rights in and to your User Generated Content across the world, whether you have or have not asserted moral rights in or to your User Generated Content. By submitting User Generated Content to the Website, you further agree to waive all rights of publicity or privacy with respect to the User Generated Content submitted.

You warrant that any User Generated Content that you submit to the Website will not violate the rights of third parties, including, but not limited to, trademark rights, copyright rights, and rights of publicity and privacy, or violate any applicable law, statute, ordinance, treaty, or regulation, whether local, state, provincial, national, or international.

You agree that you are solely responsible for any User Content that you submit to the Site. Acre acts solely as a repository of data, and therefore makes no guarantees as to the validity, accuracy, relevance, usefulness, or legal status of any User Generated Content. Acre does not guarantee the confidentiality of any User Generated Content you share through the Website with any third party.

Acre reserves the right to remove User Generated Content without prior notice and may, at its sole discretion, remove User Generated Content that it determines, at its sole discretion, violates the terms of this Agreement. Acre also reserves the right to terminate a user's access to the Website for any reason, including, but not limited to, for repeatedly infringing on the intellectual property or other rights of third parties or otherwise violating the terms of this Agreement, or for no reason, and without prior notice.

Termination

Either Acre or you may terminate this Agreement, for any reason, including convenience, with or without cause, at any time by written notice to the other party. The termination of this Agreement shall not affect the rights and the obligations of Acre or you with respect to the period prior to the date of termination. In addition, failure to timely make payments to Acre will result in termination of services as deemed appropriate by Acre.

Section 230 of the Communications Decency Act

You acknowledge and agree that Acre is an interactive computer service provider under Section 230 of the Communications Decency Act. Though Acre may edit, remove, or control the content displayed through the Website, you agree that Acre will not be considered an information content provider and will not be held liable for the republication of defamatory or tortious content created by third parties, whether through the Website or otherwise.

Disclaimers, Exclusions and Limitations

CAUTION: All investments, including coins and bullion, involve some degree of risk and are affected by numerous economic factors, all of which are beyond the control of Acre. You, and not Acre, are responsible for such risk, including, without limitation, market volatility and inability to liquidate the products at an acceptable price, or at all. Consult your investment or financial advisor prior to purchasing/selling and fully assess whether you possess adequate savings and income prior to considering such an investment. You represent and warrant to Acre that you have sufficient experience and knowledge to make informed financial decisions and that Acre is not making any recommendation with respect to such purchases and/or such sales.

Disclaimer of Warranties

ACRE PROVIDES THE WEBSITE, THE PRODUCTS, AND SERVICES ON AN "AS IS" AND "AS AVAILABLE" BASIS. ACRE DOES NOT REPRESENT OR WARRANT THAT THE WEBSITE, ITS USE, ANY INFORMATION ON IT: (I) WILL BE UNINTERRUPTED OR SECURE, (II) WILL BE FREE OF DEFECTS, INACCURACIES OR ERRORS, (III) WILL MEET YOUR REQUIREMENTS, OR (IV) WILL OPERATE IN THE CONFIGURATION OR WITH OTHER HARDWARE OR SOFTWARE YOU USE. ACRE MAKES NO WARRANTIES OTHER THAN THOSE MADE EXPRESSLY IN THIS AGREEMENT, AND HEREBY DISCLAIMS ANY AND ALL IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION, WARRANTIES OF FOR A PARTICULAR PURPOSE, MERCHANTABILITY AND NON-INFRINGEMENT.

ACRE WILL NOT BE HELD LIABLE OR RESPONSIBLE FOR ANY CONTENT POSTED ON THE WEBSITE, INCLUDING BUT NOT LIMITED TO ANY ADVICE OR MARKETING PROVIDED BY ANY THIRD PARTY, ANY THIRD PARTY LINKS POSTED ON THE WEBSITE, OR ANY CONTENT TRANSMITTED THROUGH THE WEBSITE. ACRE IS A RETAIL PROVIDER AND DOES NOT ASSUME RESPONSIBILITY FOR ANY ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DESTRUCTION OF IDENTITY, UNAUTHORIZED ACCESS TO AN ACCOUNT, OR ALTERATION THEREOF. ACRE RESERVES THE RIGHT TO DISCONTINUE THE WEBSITE AT ANY TIME.

ACRE WILL NOT BE HELD LIABLE FOR NETWORK, INTERNET, COMPUTER, HARDWARE, OR SOFTWARE PROGRAM MALFUNCTIONS, FAILURE, DELAYS, OR DIFFICULTIES WITH THE WEBSITE AT ANY TIME.

THIS WEBSITE MAY CONTAIN FORWARD LOOKING STATEMENTS THAT REFLECT ACRE'S CURRENT EXPECTATION REGARDING FUTURE EVENTS AND BUSINESS DEVELOPMENT. THE FORWARD LOOKING STATEMENTS INVOLVE RISKS AND UNCERTAINTIES. ACTUAL DEVELOPMENTS COULD DIFFER MATERIALLY FROM THOSE PROJECTED AND DEPEND ON A NUMBER OF FACTORS, MOST, IF NOT ALL OF WHICH, ARE OUTSIDE OF ACRE'S CONTROL.

PLEASE REMEMBER TO ALWAYS CONSULT WITH YOUR INVESTMENT AND FINANCIAL ADVISOR PRIOR TO PURCHASING.

ALL PRODUCTS ARE SUBJECT ONLY TO ANY APPLICABLE WARRANTIES. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, ACRE HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, OR FOR A PARTICULAR PURPOSE. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, WE HEREBY EXPRESSLY DISCLAIM ALL LIABILITY FOR PRODUCT DEFECT OR FAILURE, CLAIMS THAT ARE DUE TO NORMAL WEAR, PRODUCT MISUSE, ABUSE, PRODUCT MODIFICATION, IMPROPER PRODUCT SELECTION, NON-COMPLIANCE WITH ANY CODES, OR MISAPPROPRIATION.

Some jurisdictions do not allow the disclaimer of implied warranties. In such jurisdictions, the disclaimers herein may not apply to you insofar as they relate to implied warranties.

Limitation of Liability

ACRE SPECIFICALLY DISCLAIMS ANY LIABILITY OR RESPONSIBILITY FOR ORDERS OR BUY BACK SALES PLACED VIA THE ACRE ONLINE ORDER ENTRY SYSTEM, FOR ANY LOSSES OR DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, OR PUNITIVE DAMAGES THAT YOU MAY INCUR AS A RESULT OF THE USE OF THE ACRE ONLINE ORDER ENTRY SYSTEM, THE WEBSITE, AND/OR RELATED PRODUCTS/SERVICES. ACRE SHALL NOT BE RESPONSIBLE FOR ERRORS, NEGLIGENCE, OR INABILITY TO EXECUTE ORDERS. FURTHER, ACRE SHALL NOT BE RESPONSIBLE FOR ANY DELAYS IN THE TRANSMISSION, DELIVERY, OR EXECUTION OF YOUR ORDERS DUE TO BREAKDOWN OR FAILURE OF TRANSMISSION OR COMMUNICATION FACILITIES, OR FOR ANY OTHER CAUSES BEYOND ACRE'S REASONABLE CONTROL. ACRE SPECIFICALLY DISCLAIMS ANY LIABILITY FOR THE INTERRUPTION, CANCELLATION, OR OTHER TERMINATION OF THE ACRE ONLINE ORDER ENTRY SYSTEM.

THE WEBSITE MAY CONTAIN TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS OR OMISSIONS. ACRE IS NOT RESPONSIBLE FOR ANY SUCH TYPOGRAPHICAL, TECHNICAL, OR PRICING ERRORS LISTED ON THE WEBSITE.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF DAMAGES. IF YOUR JURISDICTION DOES NOT ALLOW THE EXCLUSION OR LIMITATION OF DAMAGES, YOU SHOULD SEEK LEGAL COUNSEL TO UNDERSTAND YOUR LEGAL RIGHTS UNDER THE LAW.

Indemnity and Release

You agree to defend, indemnify and hold Acre and its parents, subsidiaries, affiliates, officers, directors, agents, employees, licensors, members, shareholders, co-branders or other partners, employees, and advertising partners harmless from any and all claims and expenses, liabilities, losses, actions, damages, claims or demands, including reasonable attorneys' fees, made by any third-party directly or indirectly relating to or arising out of (a) content you provide to the Website or otherwise transmit or obtain through the products and/or services, (b) your use, purchase, and/or sale of the products and/or services, (c) your connection to the products and/or services, (d) your violation of this Agreement, (e) your violation of any rights of another, (f) your breach of any representation or warranty made by you to Acre, or (g) your failure to perform your obligations hereunder. If you are obligated to provide indemnification pursuant to this provision, Acre may, in its sole and absolute discretion, control the disposition of any claim at your sole cost and expense. Without limitation of the foregoing, you may not settle, compromise or in any other manner dispose of any claim without Acre's consent.

You are hereby agreeing to release the Acre and its parents, subsidiaries, affiliates, officers, directors, agents, employees, licensors, members, shareholders, co-branders or other partners, employees, and advertising partners from any and all claims, demands, debts, obligations, damages (actual or consequential), costs, and expenses of any kind or nature whatsoever, whether known, suspected or unsuspected, disclosed or undisclosed, that you may have against them arising out of or in any way related to, without limitation, such disputes and/or to the Website and related products and services.

Relationship

The sole relationship between you and Acre is that of purchaser-seller. No other relationship, express or implied, including, without limitation, an agency, employee-employer, franchisee-franchisor, joint venture, or any partnership relationship exists.

No Waiver

Upon your failure to comply with your duties and obligations to Acre, the latter reserves all rights and remedies available at law or in equity. No delay or failure on the part of Acre in exercising any right or any remedy shall operate or be construed as a waiver of that right or that remedy. In addition, no partial exercise by Acre of any right or any remedy shall preclude the further exercise of that right or that remedy or the exercise of any other right or any other remedy. In the event that you fail to comply with this Agreement, you expressly authorize and grant to Acre the right to charge your credit card for any and all market losses incurred by Acre, including, without limitation, administrative fees for accepting your orders as a result of price and market fluctuations for which you did not fulfill. Prior to charging your card for market losses, Acre will send you an itemized statement via email detailing the amount to be charged. If you do not dispute the charge within five (5) business days, the charge will be processed.

No Assignment

You may not assign this Agreement, including your related rights and/or obligations, without express prior written consent of Acre. Such consent may be granted or withheld by Acre at its sole and absolute discretion. This Agreement shall be binding upon and inure to the benefit any/all permitted assignees and successors of you and Acre.

Force Majeure

You acknowledge and understand that if Acre and/or the Website are unable to provide the products and/or services as a result of a force majeure event, Acre and/or the Website will not be in breach of any of its obligations towards you under this Agreement. A force majeure event means any event beyond the control of Acre and/or the Website. ACRE SHALL NOT HAVE ANY LIABILITY TO YOU WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER FORM OF LIABILITY FOR FAILING TO PERFORM ITS OBLIGATIONS UNDER THIS AGREEMENT TO THE EXTENT THAT SUCH FAILURE IS AS A RESULT OF A FORCE MAJEURE EVENT.

Warranties, Representations, and Restrictions of Website Use

You warrant and agree that you have the right and legal capacity to enter into this Agreement and to adhere to its terms and conditions. You warrant that you are a human individual that is eighteen (18) years of age or older. Minors under the age of eighteen (18) are prohibited from using the Website, creating an account, or purchasing products or services.

You warrant and represent that any and all information that you provide to Acre and the Website is accurate and valid. You agree to comply in good faith with the terms and conditions of this Agreement.

You will not use the Website in any way that violates the rights of third parties, and you agree to comply with any and all applicable local, state, national, provincial, and international laws, treaties, and regulations. Given the global nature of the Internet, you agree to comply with all laws and rules where you reside and here you use the Website. You may not use any third-party intellectual property without the express written permission of the applicable third-party, except as permitted by law. The Website will retain ownership of its intellectual property rights and you may not obtain any rights therein by virtue of this Agreement or otherwise, except as expressly set forth in this Agreement. You will have no right to use, copy, display, perform, create derivative works from, distribute, have distributed, transmit or sublicense from materials or content available on the Website, except as expressly set forth in this Agreement. You may not attempt to reverse engineer any of the technology used to provide the products and/or services.

In your use of the Website and the products and/or services, you may not: (i) infringe any patent, trademark, trade secret, copyright, right of publicity or other right of any party; (ii) defame, abuse, harass, stalk any individual, or disrupt or interfere with the security or use of the products and/or services, the Website or any websites linked to the Website; (iii) interfere with or damage the Website or products and/or services, including, without limitation, through the use of viruses, cancel bots, Trojan horses, harmful code, flood pings, denial of service attacks, packet or IP spoofing, forged routing or electronic mail address information or similar methods or technology; (iv) attempt to use another user's account, impersonate another person or entity, misrepresent your affiliation with a person or entity, including (without limitation) the Website or create or use a false identity; (v) attempt to obtain unauthorized access to the Website or portions of the Website that are restricted from general access; (vi) engage, directly or indirectly, in transmission of "spam," chain letters, junk mail or any other type of unsolicited solicitation; (vii) collect, manually or through an automatic process, information about other users without their express consent or other information relating to the Website or the products and/or services; (viii) use any meta tags or any other "hidden text" utilizing the Acre name, trademarks, or product names; (ix) advertise, offer to sell, or sell any goods or services, except as expressly permitted by the Website; (x) engage in any activity that interferes with any third party's ability to use or enjoy the Website or products and/or services; or (xi) assist any third party in engaging in any activity prohibited by this Agreement.

Resolution of Disputes and Governing Law; Waiver of Jury and Arbitration Agreement

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

To the extent permitted by applicable law, you hereby expressly waive your right to a trial by jury in any proceeding or litigation brought against Acre with respect to this Agreement and/or the Website. All disputes arising out of or relating to these Terms & Conditions (including formation, performance or alleged breach) or your use of the Website will be exclusively resolved under confidential binding arbitration held in Los Angeles, California in accordance with the Rules of the American Arbitration Association. You hereby consent to personal jurisdiction for the purpose of resolving such disagreements and such disputes and waive all objections to the jurisdiction. The arbitrator's award will be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this Agreement will be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise. Notwithstanding the foregoing, Acre will have the right to seek injunctive or other equitable relief in state or federal court located in Los Angeles, California to enforce these Terms & Conditions or prevent an infringement of a third party's rights. In the event equitable relief is sought, you hereby irrevocably submit to the personal jurisdiction of such court and waive all objections to the jurisdiction. This Agreement shall be governed by, and interpreted in accordance with, the laws of the State of California, without regard to conflict of laws principles.

BY ENTERING INTO THIS AGREEMENT, YOU HEREBY IRREVOCABLY WAIVE ANY RIGHT YOU MAY HAVE TO JOIN CLAIMS WITH THOSE OF OTHERS IN THE FORM OF A CLASS ACTION OR SIMILAR PROCEDURAL DEVICE. ANY CLAIMS ARISING OUT OF, RELATING TO, OR CONNECTED WITH THIS AGREEMENT MUST BE ASSERTED INDIVIDUALLY.

You acknowledge and agree that, regardless of any statute or law to the contrary, any claim or cause of action you may have arising out of, relating to, or connected with your use of the Website, must be filed within one calendar year after such claim or cause of action arises, or forever be barred. In the event that Acre takes any action against you, arising out of and/or to enforce your obligations under this Agreement, you expressly agree to pay all of the associated costs and the expenses incurred by Acre, including, without limitation, reasonable attorneys' fees, in connection with such action. You expressly agree to execute and deliver any/all documents and take such other actions as may be reasonably requested by Acre to carry out this Agreement.

Severability

If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of this Agreement remain in full force and effect.

Entire Agreement

This Agreement constitutes the entire agreement between you and Acre and governs your use of the Website, superseding any prior agreements.

Integration

Acre hereby incorporates its Privacy Policy, Refund Policy, Shipping Policy, Cookie Policy, SMS Terms, Accessibility Statement, and Copyright Policy into this Agreement. This Agreement and its incorporated policies constitute the entire agreement between the parties with respect to the use of the Website and its associated services and products. You acknowledge and agree that any additional provisions that may appear in any communication from you will not bind Acre.

Statute of Limitations

TO THE EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE THAT ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF OR RELATED TO THIS AGREEMENT MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE OR BE FOREVER BARRED.

Child Online Privacy Protection Act

The Website is not directed to persons under the age of eighteen (18) and Acre will not knowingly collect personally identifiable information from children under the age of eighteen (18). If Acre inadvertently collects such personally identifiable information, Acre will delete the personally identifiable information in accordance with its security protocols.

California Consumer Rights

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA) and other California consumer protection laws. Please refer to our Privacy Policy for details on how we collect, use, and share your personal information, and how you can exercise your rights under California law.

In the event of a data breach affecting your personal information, we will notify you as required by the California Civil Code Section 1798.82 and other applicable laws.

Additionally, under California Civil Code Section 1789.3, California users are entitled to the following specific consumer rights notice: The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210.

California Automatic Renewal Law Compliance

This Agreement is intended to comply with the California Automatic Renewal Law, California Business and Professions Code Sections 17600-17606. The automatic renewal terms of your subscription are described in the "Acre Gold Subscription Program" section above. By subscribing to our service, you acknowledge that you have read and understand these automatic renewal terms and consent to them.

Reservation of Rights

All rights not expressly granted herein are reserved to Acre.

Privacy

Use of this Website is subject to the terms of our Privacy Policy, which is hereby incorporated into and made part of this Agreement. Please carefully review our Privacy Policy. By using this Website, you agree to be bound by the terms of our Privacy Policy. We reserve the right, and you authorize us, to use information regarding your use of this Website, account registration, and any other personal information provided by you in accordance with our Privacy Policy.

Accessibility

We are committed to providing a website that is accessible to the widest possible audience. Our website is constantly reviewed to improve the accessibility & usability of our website, in line with government regulations.

Acre Gold is committed to providing a website that is accessible to the widest possible audience, regardless of circumstance and ability. We aim to adhere as closely as possible to the Web Content Accessibility Guidelines (WCAG 2.2, Level AA), published by the World Wide Web Consortium (W3C).

These guidelines explain how to make Web content more accessible for people with disabilities. Conformance with these guidelines will help make the web more user friendly to everyone. Whilst Acre Gold strives to adhere to the guidelines and standards for accessibility, it is not always possible to do so in all areas of the website and we are currently working to achieve this.

Be aware that due to the dynamic nature of the website, minor issues may occasionally occur as it is updated regularly. We are continually seeking out solutions that will bring all areas of the site up to the same level of overall web accessibility.

If you have any comments and or suggestions relating to improving the accessibility of our site, please don't hesitate to contact us by emailing info@getacregold.com . Your feedback will help us make improvements.